Seniors are often under-covered when it comes to oral care, if they are covered at all. Many government programs like Medicaid do not offer the coverage that seniors need, and out of pocket expenses can be so high that it makes going to the dentist seem like a dream that will never come true.
Seniors are no longer limited to government insurance options when it comes to going to the dentist. More companies are seeking to close the gap in coverage, and help seniors get the care they need, giving seniors more options for paying their dentist bills than ever before.
Dental Plans
These plans are increasing in popularity for individuals over the age of 65. These offer savings just like insurance, but being a member is a lot cheaper than paying for insurance. Most plans offered are customized to meet the growing needs of seniors, such as denture care.
Instead of paying for insurance coverage, individuals become a member of the plans. They then pay a monthly or years membership cost, and receive a discount card. The discount card is presented to the provider, and the patient will receive services at a lower cost than they normally would.
In addition to the savings that is offered on dentist bills, members usually receive additional savings on things like prescriptions and vision care.
Free Clinics
Dentists and hygienists volunteer to go to local events all around the country to provide people for care that they cannot afford. Often, these events will provide free fillings, tooth extractions and cleanings.
This may not help individuals that have dentures, but these events are also full of resources. If the dentists on hand cannot provide the care needed, they will try to help patients find someone that can.
The Dental Life Network
The Dental Life Network provides free or discounted services only to the elderly or handicapped. The list of services provided is comprehensive, and can include everything that a person needs. If cheaper alternatives like dental plans are still over budget, options like these are a great way to get care without having to pay anything out of pocket.
Referral Services
By calling 211, patients can find the resources they need in their area. This is a referral service that connects people that call to a live person. They will then search a database to see if there are any services available in the person’s area. It is run by United Way, and they also have a website.
Keep in mind that most of the services provided may be based on income, and everyone may not be eligible for free services.
Dental Schools
These schools are known for offering services at lower prices than dentists. These schools are full of students that need experience, and this is the perfect way for them to get it. A quick online search can help individuals find schools in their area, and then a quick phone call can help patients learn what services are offered and how much they will cost.
The older individuals get, the more important dental care is. Unfortunately, this group is the most under covered population. Most individuals are not aware of resources available for free care, or care at a reduced cost. Many people over the age of 65 are mistaken, believing that they are limited to government insurance or paying for expenses out of pocket.
Fortunately, there are so many resources available now that going without care is no longer an option. Regardless of how much income a person has, there is a resource that can help them get the care that they need.
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Source by Karen Coffield
